Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2020).In the Americas, were 13,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, developing positive relationships built on integrity and respect. Its part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. Were a team that accepts responsibility for the future by asking the tough questions and owning the solutions. Join MUFG and be empowered to make your voice heard and your actions count.
Senior credit adjudicator for Business Banking (including SBA) and Wealth Markets across the MUFG Union Bank footprint. Experience with traditional wholesale C&I transactions and retail-treatment transactions required. Awareness of liquid-secured lending, aircraft lending and individual lending in Wealth venue necessary. Experience with all forms of C&I lending to businesses up to $50 million in revenue required. Small Business Administration programs (or willingness to acquire expertise) strongly recommended as is an understanding of credit risk in the very small business spectrum (less than $10 million in revenue). Exercise independent credit authority to achieve a safe and sound commercial loan portfolio within the Bank's risk appetite throughout the credit cycle. The role requires an individual with the ability to develop creative solutions and drive options that satisfy the client while remaining within portfolio risk parameters.
Requires highly effective risk management, analytic, structuring and negotiating skills coupled with highly effective interpersonal skills emphasizing communications and collaboration consistent with the Bank's Culture Principles. Transactions include credits of simple to high complexity ranging up to $50 million. Responsible for applying Americas Credit Policy, Procedures and Underwriting Guidelines and for granting appropriate and permissible exceptions thereto.
Bachelors degree required. Masters degree preferred.
15 years commercial credit administration, wealth or related experience required.
10 years Small Business Administration (SBA) lending preferred.
Strong communication skills and collaborative personality
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.
A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.